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Expert Views

Delivering Insights

Our Expert Views content provides the ideal narrative for businesses, subject matter experts, and those interested in the expert network industry's latest trends and talking points. These in-depth perspectives cover various industries, business verticals, sectors, and regions, supporting our global clientele.

New Borrowers, New Risk Profiles
07 Apr 2026

New Borrowers, New Risk Profiles

Srikanth_G_Menon

Head – Compliance and Secretarial (Apr 2025 – Present); India

NBFCs are reshaping under regulatory convergence with banks, impacting competitiveness. Digital lending norms and alternative data are redefining compliance, while underpenetrated segments and diverging borrower profiles create new profitability and governance challenges.

Hidden Risks in Retail Lending
07 Apr 2026

Hidden Risks in Retail Lending

Sumanta_Chakraborty

Strategic Consultant, Institutional Trainer, Visiting Faculty and Founder (Oct 2025 – Present);

Retail credit remains robust amid tightening regulation, with rising multi-platform borrowing and hidden leverage risks. Evolving fraud patterns, climate-linked disruptions, and segment-wise underwriting gaps signal potential stress points in the credit cycle.

Smarter And Safer Banking Powered By AI
24 Mar 2026

Smarter And Safer Banking Powered By AI

Ritesh_Gupta

Assistant Vice President - Lean Digital Transformation

Discover how AI-driven compliance, fraud prevention, and customer experience are redefining digital finance!

Rethinking Growth in Credit Markets
24 Mar 2026

Rethinking Growth in Credit Markets

Arjun_Bikas_Dutta

Chief Compliance Officer (Jul 2022 – Present)

Regulatory shifts are reshaping financial growth decisions, with technology improving risk and efficiency selectively. Compliance constraints challenge scalability, while overlooked opportunities emerge where institutions overestimate regulatory complexity and operational barriers.

Digital Finance: Efficiency Gained, Value Delayed
17 Mar 2026

Digital Finance: Efficiency Gained, Value Delayed

Amit_Mitra

Chief Executive Officer (Jun 2025 – Present)

The financial services industry is being reshaped by AI-driven data and cloud adoption, accelerating decision-making. However, regulatory complexity, rising compliance costs, fragile operational models, and scalability challenges in digital segments continue to constrain profitability and growth.

What Is Rewriting Banking Strategy in India
10 Mar 2026

What Is Rewriting Banking Strategy in India

Arjun_Manglani

Senior Management Consultant – BFSI (Jul 2024 – Present)

A decisive shift toward data-driven, risk-calibrated banking is reshaping Indian decision-making. While AI boosts efficiency, ROI gaps persist. Regulatory rigor tempers margins, and scaling underserved segments remains tough—making distribution depth and risk discipline enduring advantages.