Knowledge Ridge

Author Profile

Strategic Consultant, Institutional Trainer, Visiting Faculty and Founder (Oct 2025 – Present);

Tier 1

Banking Simplified, India

Former Head of Market Risk at Bandhan Bank (Apr 2015 – Oct 2025); India

Contact: +91 NA

Posts by

Hidden Risks in Retail Lending

Hidden Risks in Retail Lending

Retail credit remains robust amid tightening regulation, with rising multi-platform borrowing and hidden leverage risks. Evolving fraud patterns, climate-linked disruptions, …

April 7, 2026